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Every great journey starts at the beginning.

Beware of little expenses. A small leak will sink a great ship.

— Benjamin Franklin

Hello there! I’m Rick and I’m starting this blog to share with you my journey to financial freedom. With this blog I pretend to serve as a practical guide for you to start you own journey too. So stay tuned and subscribe if you want to get notified when I post new steps in my path.

The Money Rule (50,30,20)

Today I learnt about the 50-30-20 Rule of Money and, in a nutshell, this golden Rule can help us create our budget considering our specific needs, which means that it can be modified depending on the specific situation of each and everyone of us. But first let’s explain more about it, shall we? First of…

How to survive Valentine’s Day (Financially)

Valentine’s day can make your wallet suffer if you are not careful, that is why in this text I will show you a way you can survive Valentine’s day without taking all your budget for a ride. First of all, you need to be conscious and remember that it is not necessary to have a…


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